Need an appraisal in Saint Petersburg or Pinellas County?

The top 7 reasons FL homeowners use McCormick, Seaman & Terrana:

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. Challenge a property tax assessment
  3. To cut their monthly mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a FL divorce, when property needs to be divided
  7. To determine the true market value of property in question to settle an estate in Pinellas County or the state of FL

Do you own a home in or near Saint Petersburg? Do you need help determining the price of your real estate?
Contact McCormick, Seaman & Terrana.

We at McCormick, Seaman & Terrana understand the individual needs of a homeowner looking for appraisal services. Our regular business clients understand the appraisal process and the standard reporting formats. Being a homeowner that probably doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at McCormick, Seaman & Terrana are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are seasoned in helping customers just like you delete unneeded and unwanted PMI insurance.

Challenge property tax assessments

Lets say you live in a local area that's declining -- your local tax assessor may have your house overvalued. That means you are most likely paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from McCormick, Seaman & Terrana is your perfect weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow angle, and negative on your credit score since it may appear as though that credit line is maxed out. McCormick, Seaman & Terrana can help you reinstate your home equity line of credit with efficient appraisal.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for precision? In a field review we will go out and check the subject and comps in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your home.